Lake Tahoe Certified Short Sale Expert

Owe more than your home is worth, or falling behind on your mortgage? I'm Lisa Valentine, a Certified Distressed Property Expert (CDPE) and broker with Coldwell Banker Select, licensed in California (DRE #01167801) and Nevada (#0143561). With 32 years in real estate and more than 20 years handling REO and distressed sales, I negotiate directly with your lender to get your short sale approved and closed.

How I handle your short sale

1. Free consultation to review your loan, payments and options.
2. Price the home with the same valuation work I do for banks, so the lender's appraiser agrees.
3. Prepare and submit the full short sale package to your lender.
4. Market the home and negotiate the offer and the lender's approval.
5. Close the sale and keep you informed at every step.

Areas I cover: South Lake Tahoe CA, Stateline NV, Zephyr Cove NV, Glenbrook NV, Incline Village NV, Genoa, Minden and Gardnerville.

Short sale questions

What is a short sale?

A short sale is when your lender agrees to accept less than what you owe on your mortgage so you can sell the home. It can help you avoid foreclosure when your Lake Tahoe home is worth less than the loan balance.

Does a short sale cost me anything?

In most short sales the lender pays the real estate commissions and approved closing costs out of the sale, so the seller usually pays nothing out of pocket for Lisa’s services. Each lender’s approval terms are different.

How long does a short sale take in Lake Tahoe?

Longer than a normal sale, because your lender has to review and approve the price and terms. Lisa prepares a complete short sale package up front to keep the lender review moving.

Is a short sale better than foreclosure?

For many homeowners it is, because you sell the home on your own terms instead of having the bank take it back. How it affects your credit, taxes and any remaining balance depends on your loan and your state, so talk with a tax advisor and a real estate attorney about your situation.

Who does Lisa help with short sales?

Homeowners in South Lake Tahoe CA, Stateline NV, Zephyr Cove NV, Glenbrook NV, Incline Village NV, Genoa, Minden and Gardnerville who are behind on payments, facing foreclosure, divorcing, relocating, or owe more than their home is worth.

I'm a real estate broker, not an attorney or tax advisor. For legal or tax advice about a short sale, please consult a qualified professional.

Need short sale help? Call or text Lisa: 775-292-0809 · lisa@tahoereo.com · See also: Foreclosure & REO Specialist